Page 14 - Demo

Group Medicare Operating nationally but with deep connections to local providers, our Group Medicare offerings include Medicare Advantage, Medicare Advantage Prescription Drug and Prescription Drug plans to meet the needs of employers and retirees.* Our customizable benefit designs allow for $0 copay plus the ability to offer many similar supplemental benefits as the retirees%u2019 active plan. Our advantages include:%u2022 Customizable benefit design to meet employer%u2019s financial and health program goals %u2022 Coverage extending beyond the service area for retirees residing nationwide %u2022 A Medicare-dedicated clinical team with extensive knowledge about retiree populations and their unique medical needs %u2022 A Medicare-dedicated account team that works to help retirees who are transitioning coveragePortfolio of Solutions*As Medicare Advantage plan is also known as Part C - a combination of Original Medicare - which combines Part A (hospital) and Part B (non-hospital services). To be eligible for Group Retiree Solutions, an employee must be eligible for Medicare and satisfy additional eligibility requirements: retired and eligible for Part A and Part B.HCSC is the seventh-largest Stop Loss carrier as ranked by premium. Our Stop Loss policies offer many advantages, including: %u2022 Plan mirroring: Claims processed in accordance with medical plan %u2022 No maximum benefit or actively-at-work clause %u2022 Nationally competitive Stop Loss provisions and pricing %u2022 Product flexibility aligned with employers%u2019 needs and the marketplace %u2022 Integrated billing, reporting and timely claim reviews %u2022 Additional Gene Therapy Protection Dental Care CoverageOur extensive dental benefits provide members convenient access to the largest dental network in the industry (more than 152,000 unique dentists nationwide). Dental care coverage can be offered with or without medical coverage and can be integrated with any medical carrier. Our dental offering includes additional benefits for members with specific medical conditions, rewards for continuing coverage and wellness programs that use medical and dental data to address the member%u2019s overall health. We provide employers with a streamlined, integrated experience, and members with unmatched customer service and cost management.