Page 3 - Demo

We Focus on Customer Needs, Not Shareholder ExpectationsHCSC serves more than 22 million people nationwide through our portfolio of health solutions. We are the nation%u2019s largest customer-owned health insurer, operating health plans in Illinois, Montana, New Mexico, Oklahoma and Texas. HCSC also offers related health care products and services such as pharmacy solutions, life and dental insurance, and health data technology.We believe that health care should be accessible, and that the health care system should deliver safe, high-quality care; eliminate inefficient spending; and encourage and reward actions that doctors take to improve outcomes and that individuals take to improve their own health. As a non-investor-owned company, we take a measured, long-term approach to providing value to our stakeholders, focusing on our members and their needs. We have an exceptional ability to invest directly in solutions that benefit our customers and members. This is a substantial differentiator as the valuation and financing environment continues to become more challenging. We focus on customer needs, not shareholder expectations. We have a reputation for consistently delivering for our customers and their employees. That%u2019s a good thing when you%u2019re balancing cost and care, filing a claim or dealing with a life-changing diagnosis. It%u2019s that personal touch that makes us a trusted partner nationwide.