Legal Disclaimer

Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC) has made every effort to present the information contained on this site accurately, but additions, deletions and changes may occur. HCSC has no obligation to update this site and any information presented may be out of date and may contain inaccuracies or errors. The information is also limited in nature and does not contain all the applicable terms, conditions, limitations or exclusions of the products and services referenced.

The information contained in this site is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider. The Web site highlights HCSC’s family of companies, including health products and services, and is for educational purposes only.

Users of this site agree that HCSC has no liability with respect to any actions taken as a result of or in connection with viewing any information contained on the Web site. You agree to use this site and submit information at your own risk.

Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by HCSC.

Information on this site does not constitute offers to sell or promote products. HCSC health plan products are only available in the states served by our Blue Cross and Blue Shield Plans. If you live outside of our Blue Cross and Blue Shield service areas, please call your local Blue Cross and Blue Shield Plan office for availability of coverage in your state. More information is available at Blue Cross and Blue Shield Association's Web site,

HCSC works to protect this site. Please be aware, however, that unauthorized third parties may possibly obtain illegal access to this site. Please use your own best judgment sending information via the Internet. If you have personal or confidential information to relay to our company, call the appropriate member service phone number, found on your health insurance card.

HCSC routinely gathers data on Web site usage, such as how many people visit the site, the sections they visit, what time they visit, how long they stay, etc. Please know that site visitor data is collected on an aggregate, anonymous basis. That means no personal information is associated with this data. Visit our Web site Privacy Statement for more information on our commitment to protect information provided through the Internet.

All service-marked, trade-marked and registered items are the sole and exclusive property of HCSC unless otherwise noted. All rights are reserved. Downloads, copies or mirrors of this site are forbidden without prior consent from HCSC.

HCSC may change or update this Statement from time to time without notice. This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.