Employee Benefits

Personal Time Off (PTO)

PTO is earned on a monthly accrual basis and is based on years of service and level of position.

0 - 4 years of service: 15 days
5 - 9 years of service: 20 days
10 - 19 years of service: 25 days
20 - 29 years of service: 30 days
30 + years of service: 32 days


Health Care Service Corporation (HCSC) offers 7 paid holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, the day after Thanksgiving and Christmas Day (details are announced each year).

Medical Coverage

Choice of four medical plans: 

  • HMO (Health Maintenance Organization)
  • Blue Choice Plus Preferred Provider Organization (PPO)
  • PPO
  • Blue Edge PPO (Consumer Driven Health Plan)

Coverage is provided for employees, eligible dependents and domestic partners.

401(k) Plan

Most employees are immediately eligible to enroll in the company’s 401(k) Plan and may choose to make before-tax contributions of 1-50 percent of each paycheck. (This is subject to IRS limits and other plan limits.) The company matches the first one percent of contributions dollar for dollar. The next five percent are matched with 50 cents on the dollar. Participants become fully vested in the employer matching contributions after two years of eligible service.

Retirement Plan

The HCSC pension plan is a cash balance retirement plan that is completely funded by the company. It is designed to provide a benefit that increases with pay and interest credits throughout employment. Employees become a member of the plan after one year of eligible service, and become fully vested after three years of eligible service.

Total Rewards Bonus Program

HCSC's contingent compensation and gainsharing programs are designed to reward individual and team contributions that achieve important corporate, divisional, departmental and individual objectives. This is an incentive plan designed to reward all active eligible employees for the success of the corporation in meeting its financial stability and controlled growth goals. The total rewards program is awarded annually and is in addition to base salary.

Life Insurance and Accidental Death and Dismemberment (AD&D)

HCSC offers company-paid life insurance and AD&D coverage. Coverage is equal to one times a person’s annual salary which goes into effect on date of hire. Additional voluntary life and AD&D coverage are available at the employee's cost.

Dependent Life Coverage

Several levels of dependent life coverage are available for employees who are either married and/or have children.

Short-Term Disability Program

HCSC offers a company-paid short-term disability (STD) plan. Benefits are 60 percent of an employee’s base salary for employees with less than five years of current service with the company. The employee is required to satisfy a waiting period of 21 consecutive calendar days before STD benefits begin.

Long-Term Disability Program

HCSC offers a company-paid long-term disability plan. Long-term disability is available first of the month following six months of employment for non-exempt employees and date of hire for full-time exempt employees. Disability coverage is 50 percent of an employee’s annual base salary with a monthly maximum of $10,000. A 10 percent employee paid buy up plan is also available.

Educational Assistance

HCSC covers 100 percent of tuition and required book expenses for career-related classes. Benefits begin on the effective date of hire. Employees are required to receive a grade of "C" or better for undergraduate courses or "B" or better for graduate courses. Employees have a $2,000 limit per year for professional development courses and $5,250 for degree program.

Flexible Spending Accounts

$52-$2,500 in pre-tax dollars may be deposited in health care account per year.
$52-$5,000 in pre-tax dollars may be deposited in dependent care account per year.

Transportation Reimbursement Account

Employees are allowed to set aside, through payroll deduction, pre-tax funds to use during the year to cover transit and/or parking expenses.

Group Legal Service

This benefit provides telephone legal consultation, in-office legal services, and financial planning assistance for those enrolled in the program.

Employee Assistance Program

Confidential counseling is provided to all employees 24 hours a day, seven days a week.

Adoption Assistance

HCSC covers up to $2,500 in eligible expenses for finalized adoptions (limited to two per calendar year) for full-time and eligible part-time employees.

Direct Deposit Service

All employees are paid biweekly. Paychecks are distributed every other Friday. You may have your pay directly deposited into your bank account if you provide advance written authorization to the payroll department. You will receive an itemized statement of earnings for direct deposits.

Wellness Program (Motiva)

HCSC promotes wellness programs to help you develop a healthier lifestyle. Because good health is good business, the company supports improving the quality of life for its employees by providing programs such as:

  • Periodic health screenings such as blood pressure, cholesterol, body composition, diabetes, etc.
  • Annual health and safety fairs at corporate offices are designed to give employees access to professionals from local, state and national organizations.
  • Health-related campaigns that give all employees in all locations an opportunity to manage weight, eat nutritiously and learn skills to improve your health and fitness levels.
  • The corporate Intranet site also provides a wellness site to keep you updated on wellness events and activities. You will also have access to a healthy tip of the day by logging on to the wellness intranet site.

Savings Bond Program

Employees have the convenience of purchasing savings bonds by payroll deductions.

Bereavement Leave

Up to four days of bereavement leave is provided to employees on the date of hire for a death in the immediate family.

Employee Referral Program

We recognize that employees are HCSC's greatest asset. Several departments have employee referral programs to reward individuals who successfully refer employees to our organization. The reward amount ranges from $1000-$5,000, which varies from each participating department.


Full service cafeteria available in the Richardson and Chicago home offices.

Credit Union

Credit Union membership is available to all employees. Payroll deduction is available for both savings and loan payments. The Credit Union also offers checking accounts, direct deposit and ATM cards.


Some positions in select areas are eligible for a flex-time schedule. Employees have the option of working flexible hours between 6 a.m. and 6 p.m. Monday through Friday, with their manager's approval.


Most HCSC office locations have free parking or shuttle service available for employees.