Customer-Owned

How We Operate

As a customer-owned health insurer, we’re not owned by stockholders but rather our policyholders. This allows us to focus solely on customer needs and not worry about shareholder expectations.

Since we're not obliged to individual and institutional investors who seek a maximum return on their investments in our company, we are able to approach the critical issues affecting health care financing, access and delivery with a balanced, long-term perspective.